Kudos uses AI to automatically activate credit card offers, track benefits, cancel subscriptions, and negotiate bills to maximize savings and rewards.
Kudos automatically optimizes your spending to maximize credit card rewards and savings without manual effort. It functions as a browser extension that activates offers, tracks card benefits, cancels subscriptions, and negotiates bills. The tool connects to your credit cards and analyzes your spending patterns to identify opportunities for earning and saving money. Kudos automatically stacks rewards, benefits, offers, and cashback at checkout, ensuring users get the best possible deal on purchases. Its AI-powered features extend to financial management, where it negotiates bills and cancels unused subscriptions, handling the communication process on behalf of the user. The platform also automatically activates personalized offers from major credit card issuers like Amex, Chase, and Citi, and tracks card benefits to prevent them from going unused. Beyond automation, Kudos provides insights into spending habits by analyzing transaction history and recommending credit cards that align with individual spending patterns. It also offers an in-store "Cheatsheet" to guide users on the best card to use for physical purchases. Security is a core focus, with features like secure transaction connection via Plaid, Zero-Knowledge Architecture for data privacy, SOC 2 (Type 1) compliance, and bank-level 256-bit encryption. Kudos offers a free plan with essential features for online shopping and credit card discovery, including best card recommendations, autofill, and Boost Cash Back. The Premium plan provides advanced AI insights, unlimited offer activation, concierge services for bill negotiation and subscription cancellation, extended transaction history, and welcome bonus tracking. The average Premium member reportedly earns over $1,074+ in value per year.
Integrations: Plaid, Amex, Chase, Bank of America, Wells Fargo, Citi
Platforms: web, chrome extension, ios
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